It's hard to believe that it's almost Christmas once again and that ready or not we'll all be procrastinating about what to buy for whom over the next few weeks! Actually, I'm doing pretty well this year and have almost all my presents either bought or ordered so I must admit to feeling a lot less stressed than I normally would by this point in time!
With Christmas just around the corner, I'm noticing even the early mornings are starting to feel quite magical right now. Looking out this morning at 7am there was a lovely clear dark blue sky with a few stars sparkling and lots of glittering frost gathered on the grass and car windows! For me, this is when the build up really begins.
Of course, this year many people are feeling the financial bite more acutely than in recent years and we're all cutting back in one way or another. Christmas is always notoriously expensive and most of us get caught up in the atmosphere leading to overspending and then the worry about what it was that was so important to purchase that it ate into January's pay-cheque!