Whether you’re a first time driver, a business commuter or an experienced road user, choosing the right car insurance is extremely important.
In today’s market, almost every car insurance provider is haggling for your business, offering special deals and exclusive discounts to entice you to go with them… but are they offering the right cover? As with any insurance policy, it is important that you choose the best cover for you, your family and your vehicle. We’ve put together a few tips on how to choose the best policy, provider and cover to help save you time and money.
Choosing Your Policy – Before you start shopping around for car insurance, it’s important to establish what kind of policy cover you need. There are many different policy options available, all varying in price and coverage. The minimum level of insurance is ‘Third Party’ which covers your liabilities to other parties but does not cover theft, fire or damage to your own vehicle. Another option is ‘Comprehensive Cover’ which provides you with fire, theft and third party cover as well as accidental and malicious damage made to your own vehicle. Make sure you check out all your options before agreeing to any insurance deal.